巅峰: summit, apex, pinnacle (of one's career etc), peak (of a civilization etc)...
宣布: to declare, to announce, to proclaim...
精明: astute, shrewd...
不: (negative prefix), not, no...
构思: to design, to plot, to plan out, to compose, to draw a mental sketch, conception, plan, idea, composition...
暗示: to hint, to suggest, suggestion, hint...
银行卡: bank card, ATM card...
皮鞋: leather shoes...
误会: to misunderstand, to mistake, misunderstanding...
建筑: to construct, building...